Asset Loan is our finance product for individuals, sole traders, partnerships and small business who value vehicle ownership.

Regular payments can be structured to suit individual requirements, and can be tailored to your needs by opting to pay a larger deposit, or a final lump sum payment at the end of the finance term. This allows you to decrease your monthly repayments and gives you more flexibility when managing your finances.

You may also be given the opportunity to refinance your lump sum payment if you wish.

The ownership of the vehicle is transferred to you as soon as the first payment is made, in exchange for the security over the vehicle.

An Asset Loan may provide taxation advantages depending on the GST structure of your business.+ The security over the vehicle is discharged upon payment of the final instalment.

Benefits